Calculator
How much does your portfolio really leave you?
Enter your capital placed, your average rate, your default/write-off rate and your operating cost, and compare your gross interest against your real net profit.
The rate you charge on average across your portfolio, for the period you are measuring (e.g. monthly).
% of your portfolio that does not come back at all in the period, not just late payments.
Collectors, transport, your time, software: everything it costs you to operate in the period.
Your real net profit
- Gross interest
- + 800.00
- Expected loss
- - 500.00
- Operating cost
- - 150.00
- Real net profit
- 150.00
That is a 1.5% net return for the period on your capital placed.
Educational calculation using the same formula published on the blog (gross interest − expected loss − operating cost). It does not replace your business’s real portfolio report or financial advice.
Ready to always see your real net profit?
Prestafolio calculates your whole portfolio (capital, interest, arrears and write-offs) in a single report, updated every day.
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