Loan management softwarethat replaces your spreadsheet
Discover how our loan management app can drive your business forward. Simplify applying for, tracking and issuing loans, all in a single place.
Everything you needto manage your loans
Loan Administrator
Efficiently manage the loans you issue.
Client Portfolio
Access each client's contact details and transaction history.
Client Management
Create, edit and organize your client profiles.
Loan Calculator
Calculate daily, weekly, biweekly or monthly payments.
Payment Management
Track and manage payments the easy way.
Arrears Management
Manage your clients' overdue payments.
Teamwork
Give your team members full or limited access, based on their role.
Queries
Find clients with outstanding debt in seconds.
Cash
Control your cash flow from a single place.
Borrower Trust History
Before lending, look them up by ID: see how that person has paid across the whole platform, scored 0 to 100.
Accounting
Automatic double-entry: every disbursement and every payment posts itself, and your books always balance.
Recurring Services
Bill fixed recurring fees (not just loans) with their charges, arrears and history.
A loan and collections systembuilt for lending shops, not banks
Prestafolio is the loan management software that replaces the spreadsheet, the notebook and the WhatsApp messages with a single system: loans, collections, cash and accounting in one place, reachable from a phone or a computer.
Unlike a generic ERP, it is built for how money actually gets lent on the street: daily, weekly or biweekly payments, arrears that compute themselves, collection agents with their own cash drawer, and a borrower trust history by ID that travels across every lender on the platform.
Take Prestafolioin your pocket
What our users say
Incredible app! It has made tracking my loans and clients enormously easier. The interface is super intuitive and helps me keep everything organized efficiently.
Rolando García The app is very complete and easy to use. I love how I can customize the settings to my specific needs. On top of that, the development team is constantly improving the app with new features and updates. Very impressed!
Manuel HernándezLender This app has been a lifesaver for my business. It helps me keep a detailed record of all my clients and loans, which lets me make better-informed decisions. Thank you for creating such a useful and effective tool!
Gerinson Areche I cannot say enough about how useful this app has been for me. It keeps me organized and in control of my loan portfolio, which has let me grow my business significantly. Highly recommended!
Luisa MartínezLender
Frequently asked questions
What is loan management software?
It is a system where you record every loan, every payment and your cash in one place, instead of splitting them between a notebook, a spreadsheet and memory. Prestafolio also computes arrears on its own and keeps double-entry accounting for every transaction.
How does Prestafolio calculate loan arrears?
It computes them on its own, from each installment's due date, with no manual tracking on your end. See the full breakdown in the docs: "How loan arrears are calculated."
Does Prestafolio replace my loan spreadsheet?
Yes. A spreadsheet does not warn you when a client falls behind or balance your cash on its own: Prestafolio does, and it also gives your collectors access without sharing a file anyone can edit or delete by mistake.
Does it work for a lending shop with several collectors?
Yes: the Gold and Premium plans include collection agents with their own cash drawer, so each collector sees only their own book and you see the whole operation consolidated.
Does Prestafolio keep the accounting for my loans?
Yes, with automatic double-entry accounting: every disbursement and every payment posts itself, so your books always balance without an accountant having to rebuild them at month-end.